Hi Investor,

Trey from buyhousewithnocreditcheck.com

Will you be ready to get that loan?

Get yourself ready for the loan you may need to buy the house you just got.

The best way I know how to do that is to learn from an expert in the field. You’ve got to check out this book from a colleague of mine.

He is an ex-mortgage broker and real estate agent who tells all. Using some of the same techniques that he gives away, I saved $3200 on my last house.

**Also sign up for his free newsletter of mortgage tips.

Here is the first article that you get from the newsletter.

Good stuff.

“The TEN Dirty Little Secrets of Mortgage Financing”

Buying or Refinancing? Don’t even talk to a Loan Officer until you read this!

Click NOW = http://www.buyhomewithnocreditcheck.com/mortgageti ps.html

“Falling victim to predatory lending practices”

Predatory home mortgage lenders are lenders who actively look for people who may have financial difficulty or who don’t know they could get a better loan.

In other words, they look for people they can take advantage of because of bad financial situations or just plain ignorance.

Predatory lenders are on the lookout for borrowers who are behind on taxes, need home repairs… even people who are behind on medical bills.

Once they find these people in desperate financial straights OR in a state of just plain ignorance, they use fast talk and financial “smoke and mirrors” to get you to sign on the dotted line.

Before you realize it, they’ve pressured you into an excessively high interest rate, huge up-front fees and repayment terms no average person could afford.

Even if there’s nothing wrong with your credit or income, ignorance can cause you to pay much more than is needed.

Why pay higher interest rates?

Why pay extra fees or closing costs?

Regardless of your credit status, you must learn to shop around in order to get the best possible loan.

The first step to becoming a smart borrower is to know your credit rating and credit score!

FACT: In some cases, people with perfect credit get charged higher rates because they simply don’t know any better!

Knowing your credit score and having a copy of your credit report up front may well help you negotiate the best loan so you don’t pay more than you should.

This also gives you the opportunity to correct any mistakes you find in your credit report before sitting down with lenders.

Many predatory lenders use your credit report as justification for charging higher fees. Correcting problems on your credit report first will help you fight back against this practice!

The three major credit reporting agencies are:

Equifax: (800) 685-1111 - www.equifax.com Experian: (888) 397-3742 - www.experian.com/consumer/ TransUnion: (800) 916-8800 - www.transunion.com/index.jsp

But perhaps the single biggest mistake people make is simply calling a bunch of lenders and asking what the rate and points are… if you do that you are missing the boat entirely!

You need to learn how to ask the right questions in order to get the best deal, including:

What fees are due at application?

When you turn in your application, you may be required to pay a loan application fee to cover the costs of underwriting the loan. This fee pays for the home appraisal, a copy of your credit report, and any additional charges that may be necessary.

The application fee is generally non-refundable - so you need to make sure you ask the right questions before you start handing over money to a lender and then can’t get your money back later if you want to switch to another lender!

I told you it was good stuff. And it gets better. Trey

P.S. Open a new folder on your computer and store all his tips from the newsletter. They’ll come in handy.;-)

Check it out.

http://www.buyhomewithnocreditcheck. com/mortgagetips.html

KDD Enterprises Inc. 1720 Epps Bridge Rd. Ste. 108-243 Athens, GA 30606 US